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NOTICE TO CREDITORS The Settlor, James C. Koss (DOB: March 26, 1942), who lived at 48645 Sutton Bay Ct., Shelby Twp., Michigan 48315, died October 13, 2025. There is no personal representative of the Settlor’s estate to whom Letters of Authority have been issued. Creditors of the decedent are notified that all claims against James C. Koss, his estate, or his trust, The James C. Koss and Sharon L. Koss Revocable Trust Agreement dated June 3rd, 2010, will be forever barred unless presented to the Trustee or the attorney within four (4) months after the date of this publication. Dated: November 7th, 2025 ATTORNEY: R. Todd Balkema (P64038) Jordan Balkema Elder Law Center, PLLC 218 Maple St., Ste. A Big Rapids, MI 49307 TRUSTEE: Steven C. Koss 5363 S. Lakeshore Dr. Ludington, MI 49431 Published Nov 15, 2025