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Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Isabella County, starting promptly at 10:00 AM on JANUARY 22, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Matthew J. McArthur, a single man, to Mortgage Electronic Registration Systems, Inc., as nominee for Ross Mortgage Corporation, Mortgagee, dated June 29, 2012 and recorded July 5, 2012 in Liber 1595, Page 868 Isabella County Records, Michigan. Said mortgage is now held by Carrington Mortgage Services, LLC, by assignment. There is claimed to be due at the date hereof the sum of Fifty-Eight Thousand Five Hundred Ninety-Six and 47/100 Dollars ($58,596.47). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Isabella County, Michigan at 10:00 AM on JANUARY 22, 2026. Said premises are located in the Village of Shepherd, Isabella County Michigan, and are described as: Part of Lot 7 in Block 3 of the Village of Shepherd, described as commencing 132 feet East of the SW Corner of Lot 7, Block 3, being the point of beginning; thence East 75 feet, North 80 feet, West 75 feet, South 80 feet to the point of beginning, according to the plat recorded in Liber 1 of Plats, Page 16, Isabella County, Michigan. 310 Maple St., Shepherd, Michigan 48883 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: December 24, 2025 File No. 25-015464 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400 (12-24)(01-14)