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NOTICE OF FORECLOSURE BY ADVERTISEMENT MORTGAGE SALE This is an attempt to collect a debt, and any information obtained will be used for that purpose. Attention homeowner: If you are a military service member on active duty, if you period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Default has occurred in the conditions of a mortgage made by KELLY L. SOWMICK, a single woman, Mortgagor, to INDEPENDENT MORTGAGE CO. CENTRAL MI, with offices at 4200 East Beltline, Grand Rapids, MI 49525, Mortgagee, dated September 20, 2006 and recorded September 25, 2006 in Liber 1365 of Mortgages, Page 757 and Modification Agreement recorded in Liber 1544, Page 0088 which was assigned to INDEPENDENT BANK of 4200 East Beltline, Grand Rapids, Michigan, by Assignment recorded in Liber 1918, Page 5306. By reason of such default the undersigned elects to declare the entire unpaid amount of said mortgage due and payable forthwith. Notice of Foreclosure By Advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at 300 N. Main Street, Mt. Pleasant, MI 48858, the place of holding the Isabella County Trial Court in Isabella County, starting promptly at 10:00 a.m., on October 22, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the County Register of Deeds Office or a title insurance company, either of which may charge a fee for this information. Notice is hereby given that by virtue of the power of sale contained in said mortgage and under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, the statute in such case made and provided and to pay said amount with interest as provided in said mortgage, and all legal costs, charges, and expenses, including attorney fees allowed by law. At the date of this Notice there is claimed to be due for principal and interest on said mortgage the sum of FORTY SEVEN THOUSAND EIGHTY THREE and 45/100 ($47,083.45) dollars including interest at the rate of 8.250% per annum. No suit or proceeding at law has been instituted to recover the debt secured by said mortgage or any part thereof. Pursuant to Public Act No. 104, Public Acts of 1971, MCLA 600.3240, MSA 27A.3240, the redemption period shall be 12 months from the date of the foreclosure sale, unless the property is determined to be abandoned under MCLA 600.3241a; MSA 27A.3241(1), in which case the property may be redeemed during the 30 days immediately following the sale or expiration of statutory notice period. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. The premises covered by said mortgage are situated in the Township of Chippewa, County of Isabella, State of Michigan, described as follows, to wit: Beginning 466.09 feet East of the Southwest corner of Section 3, Town 14 North, Range 3 West; thence East 185 feet; thence North 250 feet; thence West 195 feet; thence South 250 feet to the point of beginning. Included in the foreclosure proceeding is the 1998 Redman 112A8402 as referenced on the Affixture of Manufactured Home recorded in Liber 1296, on Page 706. Property address: 9065 E. River Rd., Mount Pleasant, MI 48858; PP# 37-02-003-30-003-02 INDEPENDENT BANK, Assignee of INDEPENDENT MORTGAGE CO. CENTRAL MI SCHENK, BONCHER & RYPMA Curtis D. Rypma P44421 601 Three Mile Road, N.W. Grand Rapids, MI 49544-1601 (616) 647-8277