NOTICE OF SPECIAL MEETING OF SHAREHOLDERS OF COMMUNITY UNITY BANK TO BE HELD ON NOVEMBER 25, 2025 Community Unity Bank, a Michigan state-chartered bank with its principal office in Birmingham, Michigan, is holding a special meeting of its shareholders at 8:30 a.m., Eastern Time, on November 25, 2025 at its main office located at 34040 Woodward Ave., Birmingham, Michigan 48009, to, among other things, consider and vote on a proposal to approve the Agreement and Plan of Merger (the “Merger Agreement”), by and among OakNorth Holdings Limited, a Jersey corporation (“OakNorth”), and Community Unity Bank. The Merger Agreement provides for the merger of Community Unity Bank with and into OakNorth Interim Bank, National Association, an interim national banking association and subsidiary of OakNorth, with OakNorth Bank, National Association as the resulting bank surviving the merger and continuing to exist as a national bank. The Merger Agreement requires the approval by the affirmative vote of the holders of at least two-thirds of Community Unity Bank’s outstanding shares of common stock.
